Get Pre-Approved!

Buying

Get Pre-Approved!

Pre-approval, as opposed to pre-qualification, signifies that the loan application has been taken through a rigorous procedure. Here's why pre-approved buyers are ahead in the home buying game:

If you make an offer on a home and then apply for a loan, you are at the lender’s mercy, who is aware that you do not have time to shop around. You also risk losing the home. In San Diego, Pre-Approval Letters are expected with the offer. It doesn't take long to be pre-approved either.

Pre-approval saves time spent looking at houses you can’t afford.

A pre-approval letter from a lender gives you an edge when multiple offers have been made on a house.

Pre-approved buyers can generally close escrow more quickly, since most of the work has already been done.

Contact me to be put in touch with a lender for your pre-approval. JenRierson@gmail.com